Wealth Management in Spain

Foundation Formula is a life assurance investment product that offers the flexibility and choice necessary to meet a wide range of investment needs. Its tried and tested formula allows you to build a diversified portfolio for clients looking to invest over the medium to long term.

Here are four reasons why Foundation Formula is such a success:

1. Choice

Foundation Formula has over 50 investment funds to choose from, including Index-Tracker Funds, Managed Funds, Specialist Funds, Bond Funds and Protected Funds (which protect returns at a specific maturity date). These options - which span equities, bonds, cash, real estate and commodities - cover a range of risk profiles and geographic regions.

Foundation Formula also includes a Cash Fund which invests in cash deposits together with secure interest bearing assets. The Alico Cash Fund can be used as a temporary home for your client's investments, when they are changing or reviewing their investment strategy, or as a safe haven in times of market uncertainty.

2. Value

Foundation Formula has been designed to work with distributors. So, with your client's permission, you can choose to make all the investment decisions. This provides a huge opportunity to demonstrate the value you can add.

3. Flexibility

Switching between funds is easy, as there is the option for up to six free switches per year. All these features mean that you can create and manage a diversified portfolio with the appropriate risk profile for any client.

4. Added Bonus

Foundation Formula also starts to pay bonuses once your client has been invested for more than 10 years, and it includes a small amount of life cover too.